For Sale: 1965 Ford Thunderbird, TBird

Here is the Craigslist Page for this beautiful car.



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Election 2008 - Which VP Should He Pick

a little weekend distraction....

Just in case you've heard the rumor, I would like to be the first person to confirm it and here is the video to prove it.

By the way, I do welcome you support.

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"Pints for Prostates" Are You Male? Do you love Beer?

It's been a while since I supported any issue via this blog.  And of those I have supported none really had anything that did or for that matter could directly impact me, (except for may breast cancer awareness).  Well, maybe it's a sign of my age or maybe it's a sign of my awareness, who knows...that being said I have installed a banner on the right sidebar that supports a cause called "Pints for Prostates".

Tell Me More about Pints for Prostates

Pints for Prostates is a grassroots effort to reach men with a critical message about prostate cancer screening using the universal language of beer.

Started by prostate cancer survivor and drinks journalist Rick Lyke, the goal of the program is to communicate with men in a friendly and non-threatening way about the need for regular PSA testing.

All funds raised by Pints for Prostates go directly to Us TOO International to assist with that group’s support, education and advocacy efforts.

Sponsor the Cause

Pints for Prostates is looking for brewery and beer industry sponsors. There are many ways to get involved with this important effort. Contact Rick Lyke at rick.lyke@gmail.com for a sponsorship package.

Hey Bloggers!! 

You to can support this cause by placing one of the "Pints for Prostates" banners on your blog.  (Go here for the code)

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How Stable is your Title?

Title companies are either closing shop or cutting back.  Which has caused several people to wonder about the stability of their preferred Title Company.  One thing you need to know.  If your preferred company is a smaller locally owned or regionally owned company they are not the one who actually insure the title policy.  Those policies are actually insured by a larger company often referred to as the "underwriter".  Therefore, if you are worrying about the insurability of the title policy then you need to find out how stable is the "underwriter".

National Mortgage News Online reports today...

Fitch Downgrades Stewart's Title Subsidiaries

The insurer financial strength ratings of Stewart Title Guaranty Co. and its wholly owned subsidiary Stewart Title Insurance Co. have been downgraded from A-plus to A by Fitch Ratings. The rating outlook is stable. Fitch said the downgrade stemmed from deterioration in the profitability of the companies' parent, Stewart Information Services Corp. The previous rating had been based partly on an assumption that Stewart Information Services' technology-related investments might enable it to "show better margins than peers in a down market, which has not been the case," Fitch said. The two Stewart companies are now the only title insurers rated by Fitch to have a stable outlook, the rating agency said. Fitch can be found online at http://www.fitchratings.com, and Stewart can be found at http://www.stewart.com..(bold emphasis mine)

Disclosure:  I used to work for Stewart Title (the laid me off last month so I'm not telling you this because I have a loving affiliation with them)

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Wondering about FHA Streamlined 203(k) and REO's?

Yesterday I wrote"Real Estate and the rest of the '08".

Today Kevin Sandridge left a comment that said...

"Hey Scott - what have you seen in regards to the use of FHA Streamlined 203(k) programs in your area to fix up some of these REOs? Anything?"

Well, that's not my area of expertise, so I asked Jevon Domench with New America Capital here in Vancouver, WA if he could answer that question.

"There has been a significant increase in the use of the FHA Streamlined 203K loan program recently.  We held a seminar for industry professionals (Realtors and lenders) nearly 5  months ago and it was a novel concept to all in the room at that time.  We presented it from the angle that this is a way to make the most of the market that we are in.  A few individuals chose to run with the concept and develop a market niche and have done quite well recently.  With the amount of foreclosures on the market, this is a tremendous tool to have available to borrowers.  We have about 25 lenders currently offering the program to us, but about 3 of those do it heads and tails better than anyone else out there.  If you have any further questions, please do not hesitate to give me a call…"

 
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